Are you ready to decrease your monthly payment? With current interest rates being favorable, refinancing your home loan could be a wise move. You could possibly {savea significant amount of dollars over the life of your loan. A new mortgage could also allow you to build equity faster, shorten your loan term, or even access cash for home improvement

Buying a home is an exciting milestone, but the costs can quickly add up. One expense that often catches buyers off guard is lender's mortgage insurance (LMI). This extra fee protects lenders in case you default on your loan. Thankfully, there are ways to avoid LMI altogether and save yourselves in the long run. First, consider putting down.